low cost motor finance

Contact Us:

Oxford Motor Village
Woodstock Road
Begbroke, Kidlington
Oxfordshire OX5 1RL

Telephone: 01865 371056

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Please send all email enquiries to:

Opening Hours:

Monday 08:00 - 17:30
Tuesday 08:00 - 17:30
Wednesday 08:00 - 17:30
Thursday 08:00 - 17:30
Friday 08:00 - 17:30
Saturday 08:00 - 17:30
Sunday By appointment

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FAQ - Car and Van Finance

How do I apply for finance?

Once you have found the car or van you would like to finance, we can put together an application proposal on your behalf to send through to Close Motor Finance. We are often able to organise your finance for you while you wait.

What if there is something wrong with the car?

Until you have fully paid off your finance, Close Motor Finance still owns the vehicle and so take an active interest in its performance and your satisfaction as our customer. Therefore, if you experience any issues before the end of the contract, Close Motor Finance work with us and assist you until the problem is resolved.

What happens if I am experiencing any issues of income, ill-health etc?

Should your financial position change in a way that will affect your ability to make your monthly repayments, it is extremely important that you contact Close Motor Finance immediately. If they are made aware of your circumstances as soon as possible it is likely that they will be able to help you find a solution to the problem. In addition, Close Motor Finance can offer you insurance options after you take out your loan that will cover your repayments should you have an accident, fall ill or lose your job. To find out more about Credit Protection Insurance (CPI) and Guaranteed Asset Protection Insurance (GAP), please ask our Sales Team.

Can I still get motor finance with a poor credit history?

If you have a poor credit rating it is unlikely that we will be able to help you finance your vehicle. We would always advise discussing your circumstances, so that we can suggest the best options for you. Close Motor Finance assure us that every proposal they receive is overseen by an underwriter rather than with any credit scoring system, allowing a more flexible approach.

How much will my finance cost?

Your fixed monthly payments will be agreed between yourself and Close Motor Finance at a rate you are happy with. Your monthly payments will vary depending on how much you want to borrow, the size of your deposit and the period over which you wish to repay the loan (usually between 12 – 60 months).

How much deposit would I need?

We do not specify a deposit as a fixed percentage of the total loan; rather we treat each customer differently, according to what they can afford. However, the more of a deposit you can put down, the more likely we will be to accept your finance application and the more flexible we can be with your repayment terms. Our Sales Team will be able to advise you on this matter and propose a finance deal to suit your circumstances.

What interest rate do you charge?

Interest rates change every so often – we will be able to provide you with the most competitive rate at the time you arrange the finance for your vehicle.

Do you supply finance for new and used cars?

Close Motor Finance provide finance for both used and new cars as well as specialist finance options for bikes, light commercial and leisure vehicles. We can talk you through the various options for car and van finance.

Can I settle my loan early, how do I obtain a settlement quote?

Yes, if you find you are in a position to settle your loan before your agreement is due to end, your local branch will be able to provide you with a settlement quote. To find your local branch, click onto the Locations section of the Close Motor Finance website.

If your question is not answered here, please call 01865 371056 or email: sales@oxfordmotorvillage.co.uk.